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Welcome to District Title

District Title is a full-service provider of real estate settlements and title insurance throughout Washington and the surrounding areas. Our experienced staff works around the clock to ensure the most efficient and thorough transactions possible for your commercial, residential and investment properties.

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Ranked as one of the top DC title companies by Washington Business Journal and as the largest in Washington, D.C.,  District Title offers convenient, low-cost settlements for all your real estate needs. We cater to our clients by offering extended morning and evening hours at seven area locations and via mobile closers throughout the entire United States, as well as an online order management system. District Title is on call 24/7 to suit your schedule. Our midsize firm combines the professionalism and reliability our clients demand to carry them through closing.

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Our Services

Benefits of Working with a Title Company

Real estate transactions can get very involved and be overly complex as there are often many different people with different tasks all trying to get the deal to closing. And sometimes this means things can get messy. Thankfully, when you have a title company working on your behalf, you can expect the transaction to go smoothly and hassle-free. 

 

Here’s what you can expect when you work with a title company like District Title: 

 

  • A thorough title search to find hidden title defects

  • Steps taken to cure any title issues found so the sale can proceed

  • Confidence that complex transactions will be handled properly

  • Safely and securely handling earnest money deposits in escrow

  • Issuance of a title insurance policy

  • Organizing all documents for closing

  • Facilitating a smooth closing

  • Recording of documents after closing

 

In other words, when you work with District Title, you have the experts with you every step of the way. 

Why Choose District Title? 

Washington, D.C., Maryland, and Virginia all have their fair share of title companies - and that means you have options. But if you are looking for high-quality title work handled by individuals with extensive experience, then you need District Title. 

 

Real estate transactions can involve a lot of money and a lot of tiny details - neither of which should be handled by just anyone. Our team is composed of reliable professionals who have decades of experience. And we are here for you 24/7 whenever you need us. 

Professional Woman

“Great experience - prompt, professional communication. They made signing easy.”

-B. Wagner |Client

  • What does a title company do? Do I really need one?
    While you don’t need one and you are not legally required to do so, having a title company on your side as you purchase real estate or refinance your property can be highly beneficial. Title companies provide title insurance after a thorough title search, draw up all the documents, handle the escrow account, facilitate the closing, record the signed documents and title, and so much more. At District Title, we provide many services to ensure a smooth and easy process - all the way through closing.
  • What are the benefits of using a title company?
    Title companies can offer many benefits. Perhaps one of the most important is title insurance. Without it, you could be leaving yourself at risk should any title defects arise.
  • What is the difference between a lender’s title insurance policy and an owner’s policy?
    A lender’s policy and an owner’s policy are two different types of title insurance. Although they are both created to protect any title defects, it is who they protect that is different. A lender’s policy protects the financial interest of the lender. It is good for the value of the mortgage, decreasing as the mortgage is paid or refinanced. Once the loan is satisfied, the lender’s policy will no longer be effective. An owner’s policy protects you - the new owner of the property. It ensures that should any unforeseen issues arise pertaining to the title of the property, you are protected financially and with a legal defense. This owner’s policy remains in effect as long as you have an interest in the property.
  • Is title insurance required for buyers?
    Title insurance is often required by lenders. They want you to purchase a lender’s policy to protect both their financial interest in the property as well as their lien position. As for your own protection with an owner’s title insurance policy, it is not required though highly recommended.
  • Is title insurance necessary for a refinance?
    Because a lender’s policy is good for the value of the loan, refinancing means purchasing another lender’s policy. This will be for the new loan amount and will, again, be in place until the loan is satisfied.
  • What happens if I don’t have title insurance?
    Not having title insurance can leave you vulnerable to defects in the title. These can include: - Judgments and liens - Tax liens - Public records/ recording errors - Encroachment with neighbors - Clerical errors or omissions - Easements - Conflicting wills - Fraud and/or forgery - Missing heirs Should you face any of these issues (or similar situations) you may find yourself with a lot of headaches and a potentially costly battle.
  • How can I learn more about District Title’s services?
    If you are looking for a full-service title company that can offer you convenience and professionalism, as well as a smooth and efficient closing process, then look no further than District Title. Contact our office at 202-518-9300. Or, if you are ready, you can order titles on our website any time, day or night.
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